Foreclosure Prevention

The Tennessee Housing Development Agency (THDA) provides mortgage assistance to homeowners across the State of Tennessee. The purpose of these programs are to assist homeowners of low to moderately low incomes remain in their homes and avoid foreclosure.


Weatherization Assistance Program (Help with Home Repairs for Energy Efficiency)

The Weatherization Assistance Program assists low-income households to reduce energy/utility costs by improving the home to reduce heat loss. Examples of common weatherization measures that may be provided are weather stripping, caulking, and adding of insulation to attics, walls and floors.  Households that include young children, elderly or disabled members are given priority for service. The local agencies that administer the program (and the counties served) may be found here:


Utility Assistance

Low Income Home Energy Assistance Program (LIHEAP)

The Low-Income Home Energy Assistance Program (LIHEAP) is a federally funded grant program that assists eligible low income households with energy (including utility) needs. LIHEAP is a one-time assistance offered to help defray heating and cooling expenses, as long as funding is available.

Both renters and homeowners may be eligible for this assistance. LIHEAP assistance does not go directly to the client or applicant. Payments are made through the LIHEAP agency to the local utility company or energy supplier. In Tennessee, LIHEAP is administered through a network of 19 local agencies that reach all 95 counties.

Other Resources

United Way 2-1-1 maintains a searchable list of organizations that provide shelter and services to homeless families or individuals and those impacted by domestic violence.